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Guaranteed funeral plan

Help your family by organising your affairs


Plan overview

If you like to settle as many of your affairs as possible and ease the burden on your family, a Heritage Funeral Plan may be worth considering.

With the cost of a basic cremation and associated costs running into £000’s, funerals are far from cheap, and while your family may pay for yours out of your savings, it need not be spent as you would like – even if you have made your preferences clear in your Will. The Plan guarantees that the services of a first class funeral director will have been pre-paid so that your wishes can be followed with no further effort or cost to your family

 young woman contemplating funeral plan

How the Plan works

  • You select from the Classical, Traditional or Economical Plan, as detailed in the attached brochure.
  • All of the basic requirements from limousine hire to the cost of the coffin -along with contributions towards other typical expenses - are included.
  • The expense contributions are based upon a cremation but can be put towards a burial instead (please note the cost of a grave plot is NOT included in the Plan price).
  • Once you finish making payments, a guarantee is issued confirming that the services of a Funeral Director will be provided at no extra cost
  • The benefits are index linked and checked against national averages every year
 woman calculating funeral costs

Your money is safe and your wishes will be respected

The Plan is designed by Funeral Planning Services Limited, who provide Funeral Plans for Funeral Directors and the legal and financial professions. They are members of The National Association for Pre-Paid Funeral Plans.

Payments for the plan are held under the custodianship of an independent trustee: HSBC Trust Company (UK) Limited. You can pay in a lump sum or in instalments, whichever you prefer, but you can be assured that your wishes will have been accounted for.

For further details and some common questions and answers, please see the Plan brochure.